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Will My Social Security Benefits Be Reduced?

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Claiming Social Security benefits can be one of the more complicated topics in your financial planning. There are a multitude of rules that can have a significant and lasting impact on your future income stream and overall financial picture.


This flowchart addresses common issues including:


  • How to determine Full Retirement Age (FRA)
  • Effects of marriage and divorce
  • Implications of collecting benefits before, at, or after FRA
  • Annual limits
  • Impact of continuing to work while claiming benefits
  • How benefits will be taxed

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