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Pay Stub Review

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A pay stub is a valuable source of information when building financial models and evaluating cash flow. It provides insight into income, tax, retirement savings, various insurance costs, etc. A periodic paycheck review can be a productive exercise, demonstrating how your earnings translate into net pay.


This flowchart helps lead you through a series of considerations when reviewing your paycheck. It covers:


  • Hours worked and vacation time
  • Tax withholdings
  • Voluntary payroll deductions
  • Pre-tax vs. after-tax expenses
  • Employer-paid benefits

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