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If I Retire Early, Should I Buy Health Insurance Through the Health Insurance Marketplace?

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Health insurance coverage is often a primary concern for those who are retiring early.  Understanding and weighing options can be complicated and stressful for early retirees. 


This flowchart will help you navigate these difficult decisions. It includes:


  • Medicare eligibility
  • Availability of coverage through your former employer 
  • Coverage under your spouse’s health insurance
  • COBRA considerations
  • The Premium Assistance Tax Credit

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