---
title: Can I Avoid Taking My RMD After Reaching My Required Beginning Date (RBD)?
description: Wealthy Street Academy - Free flowcharts and checklists to help you navigate life's toughest financial planning scenarios.
---

[![logo test 33](https://www.exchangecapital.com/hs-fs/hubfs/Logos/logo%20test%2033.png?width=500&height=178&name=logo%20test%2033.png "logo test 33")](https://www.exchangecapital.com?hsLang=en-us)

![pathfinder - 2](https://www.exchangecapital.com/hs-fs/hubfs/pathfinder%20-%202.png?width=1600&name=pathfinder%20-%202.png "pathfinder - 2")

# Can I Avoid Taking My RMD After Reaching My Required Beginning Date (RBD)?

![Can I Avoid Taking My RMD After Reaching My Required Beginning Date (RBD)?](https://www.exchangecapital.com/hubfs/Wealthy%20Street%20Academy/Preview%20Images/Can-I-Avoid-Taking-My-RMD-After-Reaching-My-Required-Beginning-Date-%20Preview.png)

**

Instant Download

<https://www.exchangecapital.com/wealthy-street-academy/flowcharts/can-i-avoid-taking-my-rmd-after-reaching-my-required-beginning-date-rbd#popup-form>

[![Back to Resource List](https://no-cache.hubspot.com/cta/default/2173418/a08be8e6-2144-4603-ab47-9c0bf926f45f.png)](https://cta-redirect.hubspot.com/cta/redirect/2173418/a08be8e6-2144-4603-ab47-9c0bf926f45f)

[![I Need More Specific Help](https://no-cache.hubspot.com/cta/default/2173418/5f3ff911-b33d-48cf-b115-dd43f7028c75.png)](https://cta-redirect.hubspot.com/cta/redirect/2173418/5f3ff911-b33d-48cf-b115-dd43f7028c75)

[![Share on email](https://www.exchangecapital.com/hubfs/email-color.png) ](mailto:?subject=Check%20out%20this%20WealthyStreet%20Academy%E2%84%A2%20guide.&body=Take%20a%20look%20at%20this%20resource%20from%20the%20WealthyStreet%20Academy%E2%84%A2%20https://www.exchangecapital.com/wealthy-street-academy/flowcharts/can-i-avoid-taking-my-rmd-after-reaching-my-required-beginning-date-rbd&utm_medium=social&utm_source=email)

The rules surrounding RMDs are complicated and it is easy to overlook key issues that must be considered.

 

This flowchart addresses common questions about RMDs for individuals that have reached RMD age, including:

 

- What to do if you forgot to take an RMD
- How the RMD is calculated
- How to handle multiple retirement accounts
- Which RMDs can be combined and which ones can not
- Considerations if you are still working or a business owner

**

## Looking for More How To Guides?

Subscribe to our blog and be the first to receive our bi-weekly posts paired with helpful step-by-step guides to tough financial topics.

**

## Instant Download

We're committed to maintaining your privacy. Check out our [Privacy Policy.](https://www.exchangecapital.com/legal/privacy-policy-preview?hsLang=en-us)

Copyright © 2024 Exchange Capital Management, Inc. All Rights Reserved.

![](https://www.facebook.com/tr?id=350100005512119&ev=PageView&noscript=1) ![](https://px.ads.linkedin.com/collect/?pid=1789714&fmt=gif)