pathfinder - 2

Can I Avoid Taking My RMD After Reaching My Required Beginning Date (RBD)?

Back to Resource List
I Need More Specific Help

The rules surrounding RMDs are complicated and it is easy to overlook key issues that must be considered.


This flowchart addresses common questions about RMDs for individuals that have reached RMD age, including:


  • What to do if you forgot to take an RMD
  • How the RMD is calculated
  • How to handle multiple retirement accounts
  • Which RMDs can be combined and which ones can not
  • Considerations if you are still working or a business owner

Looking for More How To Guides?

Subscribe to our blog and be the first to receive our bi-weekly posts paired with helpful step-by-step guides to tough financial topics.