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What Issues Should I Consider When Starting Out Financially?

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You may have kids that are growing up and beginning to start on their own financial path. Financial literacy is fundamental to financial independence and prudence. However, financial topics and skills are often omitted from traditional school curriculum, leaving the teaching responsibility to parents. In addition to leading by example, you may wish to engage their children in structured conversations regarding financial responsibility.


This checklist will help guide your conversations, addressing many of the planning issues that young people face when first starting out financially. It covers basic financial topics, including:


  • Goal setting
  • Cash flow management
  • Saving strategies
  • Credit and debt management
  • Risk management

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