---
title: Can I Contribute to My Roth IRA?
description: Wealthy Street Academy - Free flowcharts and checklists to help you navigate life's toughest financial planning scenarios.
---

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# Can I Contribute to My Roth IRA?

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A Roth IRA is a great option for individuals looking to save after-tax dollars, offering the opportunity for tax-free growth and relaxed distribution rules. Unfortunately, eligibility to contribute to a Roth IRA is subject to restrictions, which can cause confusion.

 

This flowchart addresses the key eligibility considerations, including:

 

- Earned income
- Other (traditional) IRA contributions
- Filing status-based MAGI thresholds

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